Andorra: Tax, Salary & Cost of Living Guide
🇦🇩 Andorra la Vella · EUR (€) · Catalan · Population: Approximately 90,000
Tax year: 2026 (Jan–Dec)
Verifindex Score
3.80 / 5 - A
Ranked #7 of 28
Single employee, US$100k, 2026, National
Effective tax rate at the $100,000 USD benchmark: 12.0%
How is this score calculated?Key stats
- Annualised median monthly gross salary (June 2026, Estadística/CASS)
- €26,824.2 ($30,083 USD)
- Cost of living index (US = 100)
- 68.23
- Safety
- 79.49/100
- Healthcare
- 75.00/100
- Climate: average annual temperature
- 8.3°C / 46.9°F annual average (1991–2020). Informational, not weighted in Verifindex Score
- Happiness
- 65.15/100. Informational, not weighted in Verifindex Score. Estimate (average of Spain and France)
- Freedom
- 72.29/100
Tax snapshot (employed, 2026 (Jan–Dec))
| Gross salary | Net take-home | Effective rate |
|---|---|---|
| €13,412 | €12,540 | 6.5% |
| €26,824.2 | €25,067 | 6.6% |
| €40,236 | €37,000 | 8.0% |
About Andorra for expats
Andorra is a small Pyrenean country between France and Spain. Resident income tax is capped at 10%, with the first €24,000 of net general income untaxed and a bonificació producing an effective 5% band up to €40,000. Ordinary employees pay 6.5% CASS social security.
Living in Andorra requires a residence permit: work-based active residence or investment-based passive residence. This calculator models an ordinary local employee, not passive residence, self-employment or investment income.
Salary & income
Employee CASS is deductible for IRPF. The standard salary expense deduction is also included: 3% of gross salary, capped at €2,500. Employer CASS is an additional 15.5% of gross salary. Ordinary employee contributions have no maximum assessment base.
The salary reference annualises the June 2026 monthly gross median of €2,235.35 reported by Estadística/CASS. It is not a measured annual median. Housing costs can differ substantially from the national price-level estimate.
Key things to know
Civic freedom uses World Bank WGI Voice and Accountability (2025); living costs use the 2025 price-level index. The homicide observation is from 2020: rates in a small population are volatile and should not be read as a precise current risk estimate.
CASS provides compulsory health and pension cover for ordinary employees. Check coverage, reimbursements and any need for supplementary private insurance for your circumstances.
Affiliate link - we may earn a commission if you sign up through this link, at no extra cost to you.Andorra has no WHR 2024 observation. Happiness is an Estimate (average of Spain and France), not a measured Andorran result. The World Bank CCKP 1991–2020 annual mean temperature is 8.3°C (46.9°F), an historical national normal rather than a town forecast.
Tax estimates assume a single resident employee without dependants. Other personal reductions, pension-plan and mortgage deductions are not modelled. Check permit eligibility and seek qualified advice before moving.
Data sources: Tax burden calculated from national tax authorities. Cost of Living, Civic Freedom, Safety, and Climate data from The World Bank. Healthcare from World Health Organization. Full attribution and methodology. Source years: price levels 2025, governance 2025, homicides 2020, healthcare 2023; climate normal 1991–2020. Happiness: World Happiness Report 2024. Tax figures are estimates, not financial advice.